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Reply to "How to budget when your income is all bonus?"
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[quote=Anonymous][quote=Anonymous]Our income primarily comes from DH's once a year bonus (80%+). It's hard to predict what the amount would be every year and of course the annual bonus is not a sure thing. How would you budget in this circumstance? Is it just a matter of having an emergency fund of more than 12 months of living expenses?[/quote] Having a job outside of government is never a sure thing. 0% bonus is almost the same as a non-bonus person getting laid off. Consider the bonus as normal pay, and save for the future because any job can disappear or get defunded. [/quote]
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