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Real Estate
Reply to "When will home prices starting going down again?"
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[quote=Anonymous]There are so many local and international investors interested, its very unlikely for prices to go down significantly. Only difference which happens is having to face bidding wars and waiving contingencies in peak market and having some negotiating power in down market. Overall, total 30 year difference isn't lucrative enough to delay or expedite your primary home purchase for perfect timing. What you can do is to buy within your budget, have a 20%+ down, home repair emergency fund, enough money to pay mortgage for few months if laid off. You can save on interest by sending some extra money every moth towards principal to pay off earlier, if you can shave off 5-10 years by extra payments with bonuses and stuff, you get lot of equity or even a paid off home.[/quote]
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