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Reply to "Roth Conversion later in life, near retirement"
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[quote=FPYCparent]There is a pro rata consideration if you have any funds that will remain in a traditional IRA at the end of the year. So, yes, you may want to only rollover the amount you ultimately want to convert and not just roll over everything from a tax-deferred workplace plan account (401k, 403b, etc.)[/quote]
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