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Reply to "Roth Conversion later in life, near retirement"
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[quote=Anonymous]Remember it isn't an all or nothing strategy. You don't have to convert all, you want different buckets to pull from as you age in retirement. Plus Roth accts have their advantages, no RMDs and great for estate planning purposes. I have over $1.2 M in traditional IRAs and only $216k in Roth, so my intention is do some conversion every year depending on circumstances. I'm 64. Yes, you tap your taxable accts and any savings prior to SS.[/quote]
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