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[quote=Anonymous]I have $190,000 in student loan debt, a 25 year old vehicle, zero retirement savings and a low wage job with zero benefits so I’m on Medicaid. My credit rating is somewhere in the 400s. I would be homeless if I didn’t have a lovely childhood best friend who let me move into her in-law apartment when her mother died. I cover all my own expenses and pay modest rent when I can, which suits her fine as her mother never did.

I ended up here despite a very solid academic background including a T-15 law degree. I had a reasonably successful career in my chosen area of practice- public interest - but my health crashed in my mid 40s and I was very sick for about six years until doctors properly diagnosed me. Now I’m on the slow road to recovering my health and beginning to build a next career.

It’s important to cultivate perspective about financial matters. Look at your life in comparison to the several billion people who are far worse off than you, instead of comparing yourself to the DCUM crowd. You are so much more than what you do and what you own. We can lose everything material and still be someone of great consequence, especially if we have people who love and depend on us.

Please consider getting some counseling to help manage your financial anxiety. [/quote]

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