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[quote=Anonymous]10:21 here

10:28 glad you are a survivor of 3 years, congrats. There are a lot of variables but yes there are companies that will cover survivors. Some will wait til you are cancer-free 7 years as another PP mentioned. If treatment is over and prognosis is good there are some companies that would insure a cancer survivor in a short time, a year or two or even right away. Most insurers follow guidelines from a database at the National Cancer Institute, it's not quite like MIB, it's information on millions of (nameless) patients.

And 11:15 makes a good point - the best deal (financially also) for many, is to get life insurance at work thru a group plan. If you leave the company, take over the plan on your own similar to COBRA for medical insurance. You pay the premiums but they are typically a lot lower than you'd pay on your own.  You normally have only 30 days to take it over.

14:50 I think it depends on the company, where I worked the person had to sign off to verify they hadn't smoked in the last year or maybe it was 2 years. They didn't ask about past history that I recall.  Companies can tell from the blood test or urine test, or mouth swab, whether someone is smoking. [/quote]

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