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Reply to "Life insurance interview questions and experience with life insurance?"
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[quote=Anonymous]New poster here. What I found was that the insurance company got factual info only. So yes, they'll see that you are prescribed an antidepressent, but there might not be any need for you to go into extreme detail about the reason why you felt you needed them. The advice above about "mild depression" sounds like a good tip to me. To the former agent -- what's your take on smoking history? I found the life insurance companies wanted yes or no answers to that one... so there was nothing to distinguish someone who "social smoked in college" from someone who was a hardcore chain smoker for 20 years. I've heard if you lie about current smoking, they can find out through blood tests. But what about a mild smoking history? [/quote]
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