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Reply to "We're doing a mortgage refi at 3.75% -- someone tell me why that interest should be deductible?"
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[quote=Anonymous]pp here: to clarify, of course the hypothetical taxpayer could have other deductions, such as gifts to charity, that may allow them to itemize, but the point still remains that if your mortgage interest and property taxes don't exceed the IRS standard deduction, you're getting little to no benefit from the home mortgage interest deduction.[/quote]
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