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[quote=Anonymous]My hubs and I are in the process of applying for life insurance.  So far it has been embarrassing and tedious for me because the AGENT asked me all about my health history, including my past mental health treatment.  (I have been on depression meds in the past, which I wasn't really jazzed about telling my agent about).

Anyway, now that we've just filed the initial application, we now have to submit to health testing and an "interview" with the insurance company.  I am typically a very private person when it comes to my health and didn't realize it would be so intense (maybe I need to go back on meds- haha).   I want to move forward because my husband and children depend on me, but would like to know:

1. What kinds of questions is the insurance company going to ask me during the "interview" process about my health?  Is is just for information purposes, or are they going to interrogate me?  (I've never had good experiences with insurance adjusters, agents, etc. because they are always on the defensive and searching for preexisting conditions).

2. Secondly, ss it possible they will NOT want to insure me?  Or do they insure everyone (because they want your money), but it just comes at a dear price if you have taken, say, Prozac in the past and they now believe you are some sort of fruitloop and more likely to die within your fixed life insurance term?

Help and advice is appreciated, as I'm having a lot of anxiety of sharing my personal medical history with a bunch of insurance folks.  Please also share you experience if you'd like.[/quote]

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