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Reply to "Is HSA preferrable over regular health insurance plans? "
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[quote=Anonymous][quote=Anonymous]I was looking at the [b]"HSA Millionaire" thread[/b] and am very confused. Do people genuinely like HSAs better than just your run of the mill regular health insurance? My employer offers regular health insurance for my family of 5 in which I pay $450 a month for health insurance, dental insurance and vision insurance, my employer pays the difference. My health insurance has a $600 deductible for my family. The HSA offered with expanded dental for $88 a month with a $3500 deductible for a family. Would it make more sense for me to change to an HSA? [/quote] The OP in that thread was likely not being honest with the numbers... He doesn't have a million in his HSA account - not at his age, with the IRS limits and how long HSAs have been around.[/quote]
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