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Reply to "$170k HHI for family of 4?"
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[quote=Anonymous]My salary alone is $172K. I contribute the max to my 401k, and our PITI is $2500. We are also saving for kids' college. No, we can't do it on $172K. If we cut all activities, no vacation, then maybe. But, I don't want to do that. At one point, I quit to be a sahm to reduce the stress level; I saved to be able to do this. The stress level in our family went way down. But, I knew that I would need to go back to work to save for retirement and college, and if I stayed out of the workforce any longer, it would've been that much more difficult to get back in. So, take some time off if you need to, but if you want to eventually get back into the workforce, you might want to not stay out too long.[/quote]
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