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Reply to "Term life insurance duration"
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[quote=Anonymous][quote=Anonymous]I am getting a term life and the beneficiaries will be my two minor kids (age 11 and 9). I am most inclined to a 20 year one but wonder if 30year would make more sense. The monthly difference is ~$50 for 2m and ~$40 for 1.5m Technically 20 year would suffice since my kids will be 31 and 29 and will be able to support themselves but I also want to build a bigger safety net for them whenever I can. Plus I have 27 years left on mt mortgage. Am I worrying too much?[/quote] Absolutely! For that price diff, it's a no-brainer.[/quote]
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