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Real Estate
Reply to "Know of any lenders offering a no cost refi?"
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[quote=Anonymous]No reason to be paranoid. Bottom line - you either pay closings costs out of your pocket up front or you pay a slightly higher monthly amount than you normally would if you don't pay any closing costs up front. In effect, you are amortizing those closing costs over the life of the loan - so it doesn't matter whether they are rolled into your principal balance or you receive a higher interest rate - the result is the same and it doesn't mean you are getting ripped off.[/quote]
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