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Reply to "$200K. What is your lifestyle like?"
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[quote=Anonymous][quote=Anonymous]We are at $245k, split evenly between two earners, with two teens and a row house in DC. We both max our 401ks (trying to make up for those lean early years when we were paying for childcare on under $150k/year!), plus we’re saving for kids’ college. All those savings mean our take-home pay is right around $130k/year, more like $120k when you subtract 529s. And we still will need to take out loans for college. I’m not asking for pity, though. Having grown up poor, I feel hugely privileged to be able to save for retirement at a rate my parents could never have imagined. It certainly isn’t a luxurious life, though. We cook at home nearly 100 percent of the time and do all our own cleaning. Vacations are cheap and domestic and usually involve visiting family. [/quote] Oh, and our car is old and paid off and we carry no debt outside our mortgage. [/quote]
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