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Relationship Discussion (non-explicit)
Reply to "Should I let my husband make the financial decisions? "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]For some context, we’ve been married 10 years this year and have made good financial progress together. I am 39 and he is 41. I make more money currently, but haven’t always, and we plan for me to retire from my high stress job in 10 years while he’s happy to keeping working his rewarding low stress job for the next 30 years. By the time I retire, we’ll be able to maintain our lifestyle with his income (through a combination of his income going up moderately plus things like kids’ college being paid for) so we won’t have to touch either of our retirements until he retires at 70 unless we want to take some really special trips in our 60’s or pay for a wedding, etc. etc. We are both in 100% agreement with the above and about our financial goals and priorities generally. Given the above, you would think that we’d never have a money argument! But we have had intense arguments over things like which investment vehicle to use to save for kids college or which investments to choose (even though neither of us are huge risk takers - think scenarios like person A wants all ETFs and person B wants a combination of ETFs and individual dividend stocks). We do each give each other freedom about individual retirement accounts, but non-retirement investments (brokerage, real estate, kids’ college, etc.) we end up spending a lot of time disagreeing about approach, even though honestly it ends up being splitting hairs; both of our approaches would get us close to where we mutually agree we want to go. DH commented tonight that he wishes I’d just let him make the decisions and back off, and this feels insane to me as a person who enjoys investing and thinking about optimizing the future and tax planning etc, but on the other hand, maybe it would bring peace to my marriage. Given that I trust my husband and think he is incredibly smart, and everything would be transparent, and he’d keep me informed (in fact he’d enjoy telling me why he is doing x,y,z - he’d just want me to nod along), should I grant his wish and back off? -signed, tired of stupid bickering [/quote] You are going to quit working at 49 and expect DH to work until 71? Good god.[/quote] After putting 3M in the bank yes, MYOB. [/quote]
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