Reply to Help me understand possible options for my ILs

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[quote=Anonymous]My in laws are eligible for Medicaid.  They qualify for food stamps, so very low income.  Their children (including my spouse) have been supporting them by subsidizing their rent and monthly costs for 18+ years.  They only have their social security.

We have recently reached a point where more care is needed.  They are in their mid 80s and MIL needs memory care and FIL needs meds managed at the least.  We have priced DMV area assisted living and group homes, and they are extremely expensive and a lot of us to take on with kids in college and our own expenses.  MIL is in great physical shape and could live for 8-10 more years.

My understanding is that Medicaid only pays for nursing home, but I am wondering what other seniors would do in my ILs situation.  Say their kids hadn't been supporting them and they reached the point where they need more care, what would happen to them?  We are just trying to understand if there is any other option than for us to pay for all their care out of pocket.

Thanks so much for any ideas.[/quote]

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