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[quote=Anonymous]What types of career paths would you recommend for a kid who is very intelligent, conscientious, gets good grades, but does not like the idea of taking risks or being overly competitive? My son is quiet, introverted, works hard, gets straight As and is very concerned about financial stability. He is planning to attend UMD next year, in-state and with some scholarships but still will take out some loans but will avoid massive debt. He's undecided but wants to plan a "safe" major. His interests gravitate toward the sciences and has considered medicine, but is put off by the idea of medical school debt. Going off the experience of his millennial cousins, he is extremely risk-averse and prioritizes financial security over everything and does not want to live the horror stories of graduating in huge debt and not having enough marketable skills and/or dealing with tough job markets subject to recessions. He is uninterested in anything like business and finance because he feels it is too risky and cutthroat. What types of careers provide the safest paths to the upper middle class, for people that just like to just focus deeply into their work without having to take too many risks or taking on too much debt for advanced degrees?[/quote]

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