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Reply to "Best way to divide money when you’re married?"
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[quote=Anonymous][quote=Anonymous]My wife and I have a joint checking and savings account, and we also have our own checking accounts. We give ourselves a certain amount of money each paycheck for personal spending and the rest is auto invested and goes to the joint checking/savings accounts. Joint accounts are used for household and couple expenses, personal accounts are used for hobbies, etc. Is this a good way to do it? We are just starting out. I have a much higher income so it feels more fair to have joint accounts vs keeping everything separate. [/quote] Yep! This is exactly what we do. Personal spending should be well defined though. Like if you both go to dinner does one pay from personal spending? We do. This makes it easier when you have kids too. Also, there are no questions when DH buys a new racing bike or I buy those expensive boots. If I have the money in my account, I get them. And the added bonus is that at Christmas you can truly surprise your spouse![/quote]
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