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Kids With Special Needs and Disabilities
Reply to "Does anyone get their SN Child his own Insurance Policy on the ACA Exchange?"
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[quote=Anonymous]We have insurance through our federal plan. But I think if we get our son his own policy, the therapy sessions are unlimited and once we hit the max out of pocket number ($7500) for the plan I'm looking at, it covers 100% after that. He has 3 or 4 therapies a week and we're capped by BCBS Federal at 75/year. Sessions are about $150 each and premiums for the exchange policy (that our providers accept!!) are $330/month. So it seems like this would pay for itself? Has anyone figured this out or been through this? Would love your feedback. Thanks![/quote]
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