Reply to MD Exchange Plans with IVF Coverage

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Thank you! I had looked into it and the premiums (self plus family) are double my current premium and they require a 15% coinsurance whereas I believe I could add the MD Marketplace plan for just myself and have lower overall premiums and a low copay ($40 or less). If I am mistaken, let me know!  I have been self pay for fertility treatment up until this point and navigating the insurance options has been confusing- I definitely appreciate any advice or insight! [/quote]

I just finished a phone call with a health insurance agent. They mentioned that the waiting period for getting IVF coverage after purchasing any health plan is 1 year. Is it also true with the plans purchased through MD exchange? Also, does the Maryland exchange plan cover IVF treatment in states other than MD?[/quote]

I did not have to wait any length of time to use my MD exchange plan at CCRM and I cancelled the plan before the end of the year because I didn't need it anymore. And yes, the MD insurance should cover treatment elsewhere, but you'll want to confirm that before you start. [/quote]

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