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Reply to "Do you have umbrella insurance? If so, how much, with what company, and how much does it cost you for coverage?"
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[quote=Anonymous][quote=Anonymous]Yes, you absolutely need it. Americans are so litigious. Any car accident where you’re at fault or slip and fall on your property and you could lose everything. [/quote] +1 Especially if you have any networth and the people involved figure that out (easy to do) Given that many vehicles alone are inthe 50-75k+ range, if you are at fault for an accident involving 2-3 cars, you could easily get sued by one (or have costs over $100k for just the vehicles and the. $100k more for injuries to people. A good umbrella policy means the insurance will use their lawyers to fight it good so they don’t have to pay out. We have $4m umbrella with two teens on it, and homes worth over $5m—low cost and best insurance around. [/quote]
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