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College and University Discussion
Reply to "Is anyone talking out parent plus loans for kids who want to go into government work?"
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[quote=Anonymous]I've been researching the idea that maybe we should be borrowing our full pay tuition for a kid is aiming to work for the federal government and lean into the Public Service Loan Forgiveness (PSLF) program. Which works even for parent plus loans. I mean, there are programs like the Student Loan Repayment Assistance Program (SLRAP) to help make loan payments for 6 years, the loans are income driven for the next 4, and then at 10 years they're forgiven (no cap on amount). If a full pay family doesn't spend 350k on college, instead keeps it on powder for 10 years, that's easily 700k. I understand it locks kid into a job for 10 years, but .. you could get out of it (there is the money sitting there, even if program disappears) and if the kid wants to work for the federal government, or state government, or teach, or work in intelligence etc etc etc .. why not keep this option open. The swing in money could be enormously life changing. [/quote]
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