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Real Estate
Reply to "would you take out a mortgage that is half of your take home pay?"
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[quote=Anonymous]Looking for a sanity check from beloved internet stranges of DCUM: Potential mortage monthly payment (includes everything:P&I, ins, HOA, taxes)--3300 Net monthly take home pay (yes, factoring in mortgage interest and tax deductions, I did the math, I am in 24% tax bracket)--6500 So 3300 left per month for everything else After non negotiable bills (electricity, natural gas, small cable and cell phone bills, car payment [no student loans or cc debt]), I will have 1297.22 per month left for food, gas for the car, clothes, travel, furnishings contributions, and savings contribution. Will have 6k in bank after closing, or 40k if I take out a residential TSP loan. Single, no kids. Thoughts? Is this crazy? [/quote]
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