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Reply to "I can afford X per month for in home care for my mom, but what happens when needs increase?"
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[quote=Anonymous][quote=Anonymous]We used an unlicensed (but recommended) home care person until my mom spent for her savings. She did things like prepare food, and assist with toileting, getting dressed. [/quote] We started with an agency person, then asked that person for rec's outside the agency to make it more affordable. we were paying $12 to $15/hr off-book for 24/7 care and that that's about $100k/yr. We spent out the savings, and then reverse mortgage. The care was very very good (she went on for 10 years like this). [/quote]
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