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Infertility Support and Discussion
Reply to "MD Exchange Plans with IVF Coverage"
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[quote=Anonymous]I bought the CareFirst plan and it was *amazing.* It was just me on the plan (we left my husband and daughter on his employer plan), my monthly premium was about $350. We did 4 retrievals and 3 transfers. They consider a full ivf cycle one that ends with a transfer, and you have 3 transfers. The drugs are covered at a co-pay, so they were the cheapest I paid at any point (we had Progyny coverage, and the meds were still cheaper with the CareFirst plan). Basically, you can do as many retrievals as you can handle and until you do a transfer, it doesn't "count" as an attempt. Because of this, we tried some different protocols that I'm not sure I would have tried if I was paying out of pocket (specifically, a mini-stim, which isn't something my clinic does often) Things not covered: PGT testing, surgical site fees, and HGH (if that's part of your protocol). Bonus: it also covered acupuncture, which was great. Well worth it. Good luck, OP![/quote]
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