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Reply to "Is this credit 101?"
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[quote=Anonymous][quote=Anonymous]I don’t understand. But it’s not uncommon for holds to be applied to large transactions (and $1,700 is plenty large) until the money catches up with the check. That’s usually on a deposit, however - you don’t have access to all the funds for a few days. Not sure why you need to say “medical” bankruptcy, btw. Just say bankruptcy. [/quote] I specified medical bankruptcy to make it clear that I wasn’t careless with money. There’s still a lot of stigma about bankruptcy in which people assume someone lacks a sense of accountability. I almost died so I had insane medical bills. I worked three jobs for six and a half years, but I was never going to be able to emerge from poverty. I don’t know if it makes any difference, but I pay the CC bill by an electronic transfer from my bank. No check involved. I could see the payment on the CC’s app. It just wasn’t credited somehow. [/quote]
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