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Infertility Support and Discussion
Reply to "Do Federal Aetna or Cigna plan provide coverage for infertility/IVF in 2024"
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[quote=Anonymous][quote=Anonymous]Won't even pay for 1 cycle[/quote] This is not true. I had a $25,000 benefit and only used $10,000 of it with a retrieval and 3 transfers. If they are in network insurance companies pay a negotiated rate which is typically much lower than the list price. It will also depend on whether or not medication is included in the limit. Medication is often more expensive if bought through insurance, mine was billed to insurance for about $14,000 and for some reason it did not count against my IVF limit. A good financial counsellor at a clinic can help you work through all of this, if you are lucky enough to find one.[/quote]
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