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[quote=Anonymous]Permitting  1) ensures that your taxable value (hence your property taxes) will increase after the work is completed, and what city wouldn't want those additional tax dollars  2) it does protect you somewhat when it comes to unscrupulous contractors and being able to go after them if needed. Just because a contractor is licensed doesn't mean they're not nut jobs or terrible contractors!  Conversely just because you do unpermitted work it doesn't mean the work is done poorly or not to code, or that that contract isn't licensed. 
In your case you're using a licensed contractor to improve upon work which already exists, and he's giving you the option to skirt the system which will save you money and a ton of time in trying to work with the city to to get your permits approved. If the city would do a better job of pushing permitting applications through the various phases this would hardly ever come up as an obstacle and hence more people would get permits! Instead you have a bunch of super lazy government employees who literally could not give a $hit about you or your project or your timeline or your finances. They do what they want when they want, and there's really nothing you as a private citizen can do about that.  Worst case scenario, you don't pull permits, you get caught, there's a "stop work order" and you have to then go through the formal process and pay fines.

Now, this would be a very different discussion if your project included building an addition, moving walls, brand new electrical throughout. [/quote]

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