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Reply to "Selling a Term Insurance Policy"
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[quote=Anonymous][quote=Anonymous]At 70 next year, the term policy monthly cost will $$$$kyrocket and would become impractical financially. I could put that money elsewhere. I also have a nice whole policy that will be an inheritance. I'm thinking of reaching out to Coventry and other similar companies to see if sellable. A few years back, term decreased from $1 million to $500K presently since adult kids are financially independent. Anyone ever sold a Term policy to Coventry? I would love to recoup any $ from those years of payments.[/quote] If it becomes "impractical financially" for you, why would you think it would be practical for a viatical settlement company? After all, they have to pay the premium, and also pay you - it's less practical for them. Term policies only have value for a viatical settlement when they are in the term (plus some other conditions). Sounds like you aren't in that situation. [/quote]
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