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Reply to "Can't rent because of a charge-off...what can I do?"
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[quote=Anonymous]We've been denied 3 leases now because I have a charge-off just old enough it hasn't dropped off yet. It should drop off during the lease, but as this is a one-year move, that doesn't help. It was an issue buying our current house, but DH has a high enough salary that we dropped me from the mortgage application and just used his. Unfortunately that doesn't work for rentals which want the credit history of every adult. My credit score is 815+, but the charge-off has rendered the score moot. Is there any solution? DH is going to have to move alone if we can't come up with one. [/quote]
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