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[quote=Anonymous][quote=Anonymous]Very few if any people have excellent life insurance through the federal government. You don't say how much you earn but I'd get $1-1.5 million level term insurance for 20 years (or maybe 15 if 20 is too expensive) for both of you and drop the fed insurance[/quote] more importantly, the additional life insurance over base salary will double in expense as soon as DH turns 45. my spouse is self-employed, he has a 20-year $1m policy which runs around $1000 a year. i've got more dependents and am the primary wage earner, so am in the process of acquiring an additional 20-year $1m policy which will run around $1450 a year since i'm 50. i currently am carrying around $1.5m in life insurance, we have a 2 year old and similar assets.[/quote]
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