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[quote=Anonymous]At 47 and based on your kids ages, go for 15 year or even 10year term insurance. It'll be a lot cheaper than 20-25 year. I got our 20-year term insruance at age 38 but I'd be paying a lot more if I got it now (10 years later). Added benefit: proceeds from life insurance payouts are not taxable.[/quote]
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