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[quote=Anonymous][quote=Anonymous]You (the OP) need insurance to make sure your husband can pay for a Nanny and therapy for the 3 kids until the youngest is 18 (at a minimum). Any additional insurance for college tuition is fine, too. [/quote] The have $1.6m equity in a house, $600k in brokerage accounts, $800k in retirement, and "good 529 plans for the kids". If her DH earns $250k and OP earns very little (so her income won't be as missed) and "good 529 plans" means they are fully funded, then her DH may not need any life insurance money, or very little. He and the kids get her social security survivor's benefit plus he's got a $600k brokerage account he can access right away for any short fall. [/quote]
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