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Real Estate
Reply to "Extra monthly cash: pay down mortgage or save for downpayment (not the same thing!)"
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[quote=Anonymous]We have decent retirement and college (150 and 25) funds (early 30s, kids <5), but that 30K is our only other savings. I don't see that'd we'd be approved for another mortgage without getting rid of our current one, so we do need to get out of our current house before buying a new one.....which may mean that we're better stashing our $ in the mortgage? Since we're current on payments, and no longer underwater, we're not goign to be eligible for any bailouts. Also seems pretty unlikely (knock on wood!!!!) that the market will go back down again, so the cash we put towards the mortgage shoudl come right back to us at a sale right? [/quote]
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