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Real Estate
Reply to "Extra monthly cash: pay down mortgage or save for downpayment (not the same thing!)"
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[quote=Anonymous]Our house (bought at the peak of the market :( ) is probably worth about what we owe on it (e.g. 350 owed, 350 sales price). My goal is to sell and upgrade within 1-2 years, hoping to find a sweet spot when we can sell for a profit but still afford somethign better We only have abotu 30k in savings that we coudl use for a downpayment, but have about $500 extra a month now. Do i spent that money paying down the mortgage in hopes to cover realtor/closing fees and get cash back out of it, or do I save more for a downpayment? [/quote]
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