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Reply to "Budgets don't work"
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[quote=Anonymous]I use a three-account system. Account #1 is mortgage and bills. Everything is direct deposit/direct debit so I never see or touch the money. Account #2 is petty savings, $200 a pay period for minor emergencies or major necessary purchases. (New fridge, etc.) Account #3 is whatever's left over and I can spend it on anything I want. No tracking, no budgeting, no guilt. [/quote]
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