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[quote=Anonymous]Make a budget. Write down all the absolutely must pays, like mortgage, utilities, car payments. Then look at how much is left over. Decide how much you want to save vs spend on maintaining quality of life. Slow savings is a thing if you don’t have something you need to save for, just take X amount off the top and put it away. Don’t wait until everything else comes out or you won’t do it. [/quote]
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