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Reply to "put down 10 or 20% on home?"
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[quote=Anonymous][quote=Anonymous]10-15k in savings is kind of tight for a new homeowner. I would go with 10%, but then once your savings build back up, aggressively pre-pay to get to 20% and appeal to get rid of PMI.[/quote] PMI would only be about $50 a month, so that actually isn't my concern (but should I be concerned you think?), concern is that I really won't be eating away at principle for a long long time, will be the case wth 20% down (given today's rates) right, but even much more the case with 10% down? Conceptually and realistically, does this matter for anything? This is my question.[/quote]
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