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Reply to "Would you refinance under these conditions?"
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[quote=Anonymous]I'd find a no-cost loan and then do it. I refinanced after eight months in my house because it shaved $203 off my monthly payment, and didn't cost me a cent. I wouldn't worry much about the added year, especially if you're unlikely to keep it 30 years anyway. Eagle Bank did my no-cost refinance. I had to come up with a check for the new escrow account, but then got the old escrow account refund check in the mail a couple weeks later.[/quote]
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