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Reply to "Huge jump in term life premium—is this typical?"
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[quote=Anonymous][quote=Anonymous]OP here. Thanks for the perspective. We stupidly never thought it would jump this much and that we could just keep extending. When PP says “long term policy”, do you mean whole life? We have the option to convert to whole life and not have to reapply but we’re planning not to because 1. We figured we could just invest that amount and 2. I don’t want to give this agent another dime. Of course it’s a “family friend.” [/quote] Hell no to whole life. You need to talk to a financial planner to talk some sense into. A financial planner does not sell insurance but gives you advise. They could have paid for their fees time X if you started there.[/quote]
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