Reply to Stretching for Short Term - First World Problems

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[quote=Anonymous]I mean it sounds like an incredible deal where a relative is giving you the property at zero percent financing. My concern would be around whether I want the hassle of being a landlord or and whether I would choose to invest there instead of the market. Otherwise, just not living large for 8 months is not a big sacrifice for a good deal that will bring you passive income.

I'm sort of like you in that I can afford the purses and shoes and don't want them. Do you really want to waste money on things that sit in your closet? Or do you just want to be able to feel like you don't have to watch your spending? There is a risk of being so focused on earning and spending that you don't enjoy it. This year a gave myself a fun money zero guilt budget but I have spent very little of it.

What you need to do is separate those psychological feelings from this particular deal. Analyze this deal on its own merits and if it's a good deal, take it but discuss with Dh a bigger budget for luxuries next year.

And yes, a lot of your friends are in massively debt. [/quote]

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