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Reply to "Are you honest with your teen(s) about what it takes to maintain their current lifestyle? "
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[quote=Anonymous]Absolutely, which is why what they pick as a major in college is important and spending $80K/year on a major that won't have a good ROI makes zero sense. My younger DC wants to go out of state, but won't be majoring in STEM. Just want's to "get out of x state". I told DC that unless they pick a major that will have good ROI, we are not going to spend that much money just because they want to get out of x state. If they want to leave the state so badly they can get a job in some other state on their dime. We also had to have a discussion about taxes and take home pay. They will hear "50K" for a salary and think that's awesome, and they can live really well in a hcol area on $50k. I brought them down to earth when I explained how much taxes would get taken out, health insurance, and 401k contribution, and what their actual take home would be as a single, childless person. That was a big shocking moment for them. [/quote]
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