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Reply to "Pay mortgage or student loan "
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[quote=Anonymous]You should consider income based repayment. Whether it is worth it depends on your income. You'll get forgiveness after 20 years or something like that. If your income is not that high you can save a lot of money by going income based. The biggest issue is you might take a big tax hit when you get forgiveness. Especially if your balance grows over that time. That being said, even if you have to pay like $80k or whatever in taxes on your forgiven loans that is an awesome deal compared with paying off the full $200k plus interest.[/quote]
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