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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I’ve done the math on our past dogs and found it’s about the same to just put the monthly premium in an account starting when they’re a puppy. But if they are healthy a long time or die suddenly, you might do better.

So I don’t do pet insurance, but we also have ample savings to cover an emergency if the puppy has a crisis early on. If you don’t, I can see why it’s a good idea. But if you do, it’s worth noodling with a spreadsheet. [/quote]

This is what we do. [/quote]

Same. We self-insure. Got our dog as a puppy with a perfect genetic health workup and 5 years in have not had a single issue that would have been covered by insurance, though we would have paid in about 5-6kk at this stage. If the trend continues, we'll be down 10k+ by 10 years, probably more if it goes up monthly with age. We're accounting for expenses for emergencies or end of life but I'd rather manage that money myself than give it to an insurance company. Some win, some lose We noodled with a spreadsheet and decided it didn't make sense. [/quote]

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