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[quote=Anonymous][quote=Anonymous]we save about this much per child per year with the expectation that it will cover out of state tuition at a public 4-year school.  Your starting balances are probably higher than ours were at similar ages so maybe you're closer to being on track for private?  I dunno.

We regularly assess whether to up our contributions and decide against because we don't expect to be in a worse financial position when our kids are in college than we are now, so we're comfortable funding some of their education out of our then-current income if needed.  Feels like the right balance between being prepared and flexible to us.[/quote]

We took the same approach. You are ahead of where we were when the kids were little because we didn't really start college savings until they were in elementary (and childcare costs reduced). They are both in college now and we did meet our goal of having 4 years of state U saved in each kid's 529. By then we were also making more and could cash flow additional if it seemed justified, but that ended up not being needed. One picked a lower cost state U and will have a bit left to put towards grad school. The other picked a private college with scholarship that fit our state U budget. All worked out fine.[/quote]

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