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Reply to "TSP - L2050 fund or C & S funds?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]you can try 70/30 or 65/35 but whatever you do, don't play with it every year. Keep it steady and play the long game. if you like L fund but want to be more aggressive, exchange to L2060 fund. [/quote] +1 Just switch to a more aggressive L fund. And there is a reason all [b]L funds include international, so not sure why you would avoid.[/b][/quote] Since you’re playing for the home team, might as well root for them too. OP, you don’t need to ever think about G or F funds if you’re 5+ years away from retirement. All of the L funds carry way too much G and F for ballast, which is really just dragging down your returns in your prime earning years. 78%C & 22%S is essentially a perfect match to the entire U.S. stock market (aka VTI)…can’t go wrong if you plow it all into there over multiple decades.[/quote]
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