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Money and Finances
Reply to "FERS 4.4% payroll deduction"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Everyone hired after 2014 also constantly whine about 4.4%.[/quote] Wait, do people hired after 2014 have a different plan?[/quote] 0.8% for “regular” FERS, hired before 12/31/2012. 3.1% for FERS-RAE, hired during 2013. 4.4% for FERS-FRAE, hired after 01/01/2014. In regards to OP’s question, FERS-FRAE 4.4% feds who separate from service in their 30s & 40s now have a real decision to make about getting their pension contributions refunded (thus losing their rights to a pension at 62). At the old 0.8% contribution rate, it was a no-brainer to leave contributions in place if departing early and collect the pension once eligible.[/quote]
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