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Reply to "Do you cut back on 401k/IRA saving if you expect to inherit millions?"
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[quote=Anonymous]If you can reasonably expect to inherit a sizable amount by your normal retirement age, and you’ve already accumulated “enough” in your tax advantaged retirement accounts, would it make sense to cut back on the aggressive 401k saving and enjoy the money while you’re young instead? Say you have 1M in your 401k at 40, and will probably get 3–5M when your parents are gone. Maybe only contribute up to the 401k match instead of max it out? I don’t want to live a life of deprivation when I’m young and able bodied only to come in to a fortune when I’m too old to enjoy it.[/quote]
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