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[quote=Anonymous][quote=Anonymous]I think there is a home buying for dummies book.  DH and I read that and other things close to it on the shelf at the library.  Eventually we found we were reading the same things over and over so we figured we'd learned what we could.  Looking at this website can be helpful be be a ware that DCUM offers a warped perspective on affordability, meaning people talk about high incomes and low mortgages.  My main advice for your peace of mind is to 1) build a monthly budget that includes 1% of the purchase price per year for home repairs, and 2) be sure your monthly budget is based on what you have a track record of spending, not "I'm going to stop eating out once I buy a house."  3) Be sure to have an e-fund of 3-6 months.  If you don't have that yet and just got a windfall, set some aside for your e-fund.  4) talk to multiple realtors, choose the one that best knows the area you are interested in but remember a realtor doesn't know your priorities like you do. IMO a good realtor will help you think of things you hadn't considered and give you information to consider, but that doesn't mean you have to agree with them. 5) do your own research on neighborhoods.  A realtor cannot tell you if the schools are good, and even if you don't care about the schools now you might later and it will impact your resale value so don't ignore it entirely.  Good luck![/quote]

This is great advice! Thank you![/quote]

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