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Eldercare
Reply to "Assisted living facilities and financial verification"
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[quote=Anonymous]My parents have a long-term care insurance policy that pays significantly for assisted living and nursing care once they need it. My father is already in the position of qualifying for use of the policy and needing long term care. However, now that we are looking at facilities, we are finding that they are requesting information on assets rather than the insurance policy. My father has a pension but does not have assets beyond his pension (government pension of $80K per year). His plan was to pay for long term care through the insurance policy and we believe they will pay. Will long-term care facilities turn him away because he does not have other assets? How can we find the long-term care facilities that will take his insurance?[/quote]
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